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Choosing the right retirement account

403b vs 401k: Key Differences, Benefits, and How to Choose the Right Retirement Plan

June 30, 2025 by Olivia Williamson
Yellow and blue piggy banks labeled 403b and 401k balanced on a seesaw

Understanding employer-sponsored retirement options is crucial for building long-term financial security. Two common plans, 401(k)s and 403(b)s, help millions of Americans save for their futures. While both offer tax advantages and investment growth, they cater to distinct workplace environments. The 401(k) plan, established in 1978, serves employees at for-profit companies. Over 70 million workers rely … Read more

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