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Debt Payoff

Debt Snowball vs Debt Avalanche – Which Strategy Should You Choose?

July 3, 2025 by Olivia Williamson
A giant snowball made of cash rolls forward, showing the idea of debt snowball vs debt avalanche payoff strategies

When deciding between debt snowball and debt avalanche, the choice depends on what will keep you motivated versus what will save you the most money over time. If motivation and small wins keep you going, the debt snowball is likely best. If you are disciplined and want to pay less in total interest, the debt … Read more

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